# Wrenmoor Funding > Wrenmoor Funding is a small-business funding broker at 2601 Glass St, Chattanooga, TN 37406 (phone (423) 407-5258). It helps businesses in Chattanooga, TN; Rossville, GA; Signal Mountain, TN; Fort Oglethorpe, GA; Chickamauga, GA and across Hamilton County, Tennessee, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Wrenmoor Funding connects you with lending partners; partners make credit decisions and set rates and terms. Wrenmoor Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Wrenmoor Funding does not arrange personal, payday, auto title, startup or SBA loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 2601 Glass St, Chattanooga, TN 37406, United States - Phone: (423) 407-5258 - Apply: https://wrenmoorfunding.com/apply/ - Service area: Chattanooga, TN; Rossville, GA; Signal Mountain, TN; Fort Oglethorpe, GA; Chickamauga, GA and all of Hamilton County, Tennessee - Language: English ## Funding options - [Compare Business Funding Options in Chattanooga, TN](https://wrenmoorfunding.com/business-loans/): Wrenmoor Funding, a Chattanooga, TN funding service, compares six options for Hamilton County, TN owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is matched to a purpose, from payroll to a second location, and funding partners make every credit decision. - [Working Capital Loans for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/business-loans/working-capital/): Wrenmoor Funding, a Chattanooga, TN business funding service, arranges working capital through funding partners for Hamilton County, TN owners who need to cover payroll, rent or supplier invoices before customer payments arrive. It is short-horizon funding with set installments, and partners review deposits and revenue before deciding. - [Business Term Loans for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/business-loans/term-loans/): Wrenmoor Funding, a business funding service in Chattanooga, TN, arranges term loans through funding partners for Hamilton County, TN owners funding an expansion, renovation or second location. A term loan is one lump sum repaid in fixed installments; partners set the length, any collateral and the terms after reviewing the business. - [Business Lines of Credit for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/business-loans/line-of-credit/): Wrenmoor Funding, a Chattanooga, TN funding service, arranges business lines of credit through funding partners for Hamilton County, TN owners whose costs come and go. You draw against an approved limit, pay interest on what you use, and reuse the limit as you repay; partners set the limit and terms. - [Inventory Financing for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/business-loans/inventory-financing/): Wrenmoor Funding, a funding service in Chattanooga, TN, arranges inventory financing through funding partners for Hamilton County, TN retailers, stations, parts counters and other stock-heavy businesses. The funding buys goods ahead of demand and is repaid from their sale; partners review sales history and the stock itself before deciding. - [Equipment Financing for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/equipment-financing/): Wrenmoor Funding, a Chattanooga, TN business funding service, arranges equipment loans and leases through funding partners for Hamilton County, TN contractors, restaurants, clinics and shops. The equipment usually secures the financing, used machines can qualify, and partners set the term, any down payment and the buyout terms. - [Merchant Cash Advances for Chattanooga, Tennessee Companies](https://wrenmoorfunding.com/merchant-cash-advance/): Wrenmoor Funding, a funding service in Chattanooga, TN, can place merchant cash advance requests with providers for Hamilton County, TN businesses with steady card sales. An advance is a purchase of future receipts, not a loan: the provider collects a share of sales or a fixed debit until the agreed amount is remitted. ## Industries - [Business Funding by Industry in Chattanooga, TN](https://wrenmoorfunding.com/industries/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, groups Hamilton County, TN business types by how they earn and spend: fourteen full industry pages and short notes for salons, cleaners, daycares, hotels, manufacturers, landscapers, grocers and more. Funding partners consider businesses across most industries and make their own decisions. - [Contractors and Builders in Chattanooga, TN: Funding Built Around the Draw Schedule](https://wrenmoorfunding.com/industries/construction/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN general contractors, home builders and specialty trades with funding partners. Typical needs are materials before a draw, payroll during retainage and machines for the next job; partners review backlog, bank records and the equipment itself. - [Plumbing and HVAC Contractors in Chattanooga, TN: Vans, Parts and Payroll](https://wrenmoorfunding.com/industries/plumbing-hvac/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN plumbing, heating and air-conditioning contractors with funding partners. Typical requests cover service vans, parts and equipment stock, technician payroll and install jobs paid on progress terms; partners review job mix, deposits and quotes. - [Restaurants and Cafes in Chattanooga, TN: Kitchens, Card Sales and Supplier Bills](https://wrenmoorfunding.com/industries/restaurants/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN restaurants, cafes, coffee shops and bars with funding partners. Common needs are kitchen equipment, new or used, supplier and payroll gaps, remodels and second locations; partners review card and bank deposits and equipment quotes. - [Medical Practices in Chattanooga, TN: Funding Between the Visit and the Reimbursement](https://wrenmoorfunding.com/industries/medical-practices/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN physician practices, clinics and outpatient centers with funding partners. Common needs are imaging and exam equipment, clinic build-outs and payroll during reimbursement lag; partners review collections, payer mix and equipment quotes. - [Chiropractors, Therapists and Optometrists in Chattanooga, TN: Equipment and Payer Timing](https://wrenmoorfunding.com/industries/chiropractic-and-therapy/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN chiropractors, physical and occupational therapists, optometrists and other practitioners with funding partners. Typical needs are treatment tables, therapy and eye-care equipment, added rooms and payroll during reimbursement lag. - [Dental Practices in Chattanooga, TN: Chairs, Imaging and Build-Outs](https://wrenmoorfunding.com/industries/dental-practices/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN dental practices with funding partners. Typical needs are chairs and delivery units, digital imaging, practice software, operatory build-outs and working capital between insurance and patient payments; partners review collections and quotes. - [Independent Pharmacies and Health Stores in Chattanooga, TN: Stock, Claims and Automation](https://wrenmoorfunding.com/industries/pharmacies/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN independent pharmacies and health and personal care stores with funding partners. Typical needs are drug and front-store inventory, working capital during reimbursement lag and dispensing or packaging equipment; partners review sales and claims history. - [Accounting, Consulting and IT Firms in Chattanooga, TN: Funding Around Receivables](https://wrenmoorfunding.com/industries/accounting-and-consulting/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN accounting, consulting, IT and engineering firms with funding partners. Typical needs are payroll while invoices are outstanding, hiring ahead of a new contract, software and hardware, and premises expansion; partners review receivables and client mix. - [Law Firms in Chattanooga, TN: Case Costs, Collections and Payroll](https://wrenmoorfunding.com/industries/law-firms/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN law firms with funding partners. Typical needs are payroll during long collection cycles, case expenses advanced on matters, technology, and premises build-outs; partners review billing and collection history. Consumer pre-settlement funding is not covered. - [Insurance Agencies in Chattanooga, TN: Producers, Renewals and Commission Timing](https://wrenmoorfunding.com/industries/insurance-agencies/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN insurance agencies with funding partners. Typical needs are hiring producers ahead of new commissions, marketing, agency software and premises costs; partners review commission statements and renewal history. Buying an agency or book is not covered here. - [Real Estate Agents and Agencies in Chattanooga, TN: Bridging the Commission Gap](https://wrenmoorfunding.com/industries/real-estate-offices/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN real estate agents, teams and agencies with funding partners. Typical needs are covering costs between closings, marketing, team hires and technology; partners review commission history and bank deposits. Mortgages and investment property loans are not covered. - [Gas Stations and Convenience Stores in Chattanooga, TN: Loads, Coolers and Canopies](https://wrenmoorfunding.com/industries/gas-stations/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN gas stations and convenience stores with funding partners. Typical needs are fuel and in-store inventory, pumps and dispensers, tanks, canopies, coolers and point-of-sale systems; partners review sales, supplier terms and equipment quotes. - [Auto Repair Shops in Chattanooga, TN: Lifts, Scanners and Parts on the Shelf](https://wrenmoorfunding.com/industries/auto-repair/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN auto repair and maintenance shops with funding partners. Typical needs are lifts, diagnostic and alignment equipment, parts inventory, bay expansions and technician payroll; partners review job revenue, bank statements and quotes. - [Retail Stores and Boutiques in Chattanooga, TN: Buying Before Selling](https://wrenmoorfunding.com/industries/retail/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, places requests from Hamilton County, TN clothing boutiques, furniture, hardware and general merchandise stores with funding partners. Typical needs are stock bought ahead of sales, fixtures and point-of-sale systems, and short gaps between supplier bills and card deposits. ## Guides and calculators - [Business Funding Guides and Tools for Chattanooga, TN Owners](https://wrenmoorfunding.com/resources/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, keeps practical guides for Hamilton County, TN owners: finding and renewing business license records, settling zoning and permits before a lease, preparing business personal property records, and an equipment payment calculator for contractors. - [Business Licenses in Chattanooga, TN and Hamilton County, TN: Search, Renew and Prepare for Funding](https://wrenmoorfunding.com/resources/chattanooga-and-hamilton-county-business-license/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, explains where Hamilton County, TN owners usually look up, renew or copy their business license and entity records, and how those records fit into a funding request. Rules, costs and deadlines come from the agencies themselves; this guide points to them rather than restating them. - [Chattanooga, TN Zoning and Building Permits: What Tenants and Builders Settle Before Funding](https://wrenmoorfunding.com/resources/chattanooga-tn-zoning-and-building-permits/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, sets out the premises questions owners settle before funding a lease or build-out: whether the zoning allows the use, which permits the work needs, and which codes the plans must meet. Clinics and professional practices are the worked case; the city's own pages hold the rules. - [Business Personal Property Tax in Hamilton County, TN: Equipment Owners' Records Checklist](https://wrenmoorfunding.com/resources/hamilton-county-tn-business-personal-property-tax/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, explains the equipment records Hamilton County, TN owners gather for business personal property questions and how the same records support an equipment financing request. Rates, deadlines and who must file are legal and tax questions for the assessor, counsel or an accountant. - [Construction Equipment Finance Calculator for Chattanooga, TN Contractors](https://wrenmoorfunding.com/resources/construction-equipment-finance-calculator/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, provides this equipment calculator for Hamilton County, TN contractors. It estimates a monthly payment and total cost, including the down payment, from four inputs. It is an arithmetic aid, not an offer; funding partners set actual rates and terms. ## Areas served - [Business Funding in Chattanooga, Tennessee: Hamilton County, TN Facts and Local Resources](https://wrenmoorfunding.com/chattanooga-tn/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, collects the published federal data on Hamilton County, TN businesses on this page: 9,883 employer establishments in 2023, 35,326 nonemployer businesses in 2024, sector payroll, building permits and the official city and county websites, plus the funding options that fit local trades. - [Areas Served Around Chattanooga, TN](https://wrenmoorfunding.com/service-areas/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes requests for business funding from across Hamilton County, TN and the north Georgia towns next to it. Four towns have their own pages with ZIP-level Census figures; smaller communities are summarized below, each with the county it belongs to. - [Funding for Rossville, GA Businesses](https://wrenmoorfunding.com/service-areas/rossville-ga/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes funding requests from Rossville, GA owners in Walker County, GA by phone and online. This page sets out ZIP 30741 Census figures, the Georgia records that apply instead of Tennessee ones, and the funding options small shops there tend to compare. - [Funding for Signal Mountain, TN Businesses](https://wrenmoorfunding.com/service-areas/signal-mountain-tn/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes requests from Signal Mountain, TN owners in Hamilton County, TN by phone and online. This page covers ZIP 37377 employer counts, the town's self-employment estimate, its leading sectors and the funding options small practices and contractors there usually compare. - [Funding for Fort Oglethorpe, GA Businesses](https://wrenmoorfunding.com/service-areas/fort-oglethorpe-ga/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes funding requests from Fort Oglethorpe, GA owners by phone and online. The city spans Catoosa County, GA and Walker County, GA; this page covers ZIP 30742 Census figures, its retail and restaurant base, and the options those businesses usually compare. - [Funding for Chickamauga, GA Businesses](https://wrenmoorfunding.com/service-areas/chickamauga-ga/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes requests from Chickamauga, GA owners in Walker County, GA by phone and online. This page covers ZIP 30707 Census figures, why they describe more than the city, the Georgia records that apply, and the funding options small firms there compare. ## Company - [Business Funding for Chattanooga, TN Companies](https://wrenmoorfunding.com/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, matches owners across Hamilton County, TN and nearby Georgia with funding partners for working capital, term loans, lines of credit, inventory and equipment financing, and merchant cash advances. Start by phone or with the short online form; partners review each request and make their own decisions. - [How Business Funding Works With Wrenmoor Funding in Chattanooga, TN](https://wrenmoorfunding.com/how-it-works/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, explains each step of a request: the first call or form, the records funding partners usually read, the partner's review and the owner's decision. Partners make every credit decision and set any rates and terms. - [Business Funding Questions From Chattanooga, TN Owners](https://wrenmoorfunding.com/faq/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, answers common owner questions in one place: paying a loan off early, down payments, lines of credit, merchant cash advances and how requests reach funding partners. Each answer links to the page that covers it in full. - [Request Business Funding Options in Chattanooga, TN](https://wrenmoorfunding.com/apply/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, takes requests through this short form or by phone. The form asks for contact details and three picks about the business; a call follows to talk through the purpose, and any offer comes from a funding partner. - [About Wrenmoor Funding in Chattanooga, Tennessee](https://wrenmoorfunding.com/about/): Wrenmoor Funding is a small-business funding service in Chattanooga, TN. It works by phone and online with owners in Hamilton County, TN and nearby Georgia, matching each request for working capital, term loans, credit lines, inventory, equipment or advances with funding partners who make their own decisions. - [Contact Wrenmoor Funding in Chattanooga, TN](https://wrenmoorfunding.com/contact/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, can be reached by phone at (423) 407-5258 or through the online request form. The business address is listed below for mail and maps; requests themselves run by phone and online. - [Disclosures: How Wrenmoor Funding Works With Partners](https://wrenmoorfunding.com/disclosures/): Wrenmoor Funding, a small-business funding service in Chattanooga, TN, sets out here how it works with funding partners: partners make credit decisions and set rates and terms, merchant cash advances are not loans, and the Census figures on this site describe areas, not offers. ## Optional - [Full text of every page](https://wrenmoorfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://wrenmoorfunding.com/sitemap.xml)